How to set realistic goals?

The question about goals and bringing it back to the now is really important. And the fact that a lot of people overestimate what their desired income is, or what they want, and what they can really live off.

Going through and looking at what you really need to live off might be an exercise as well. So, there’s one thing about saying ‘is this is this possible?’, and it’s another thing saying ‘well, in actual fact, maybe I can do better with the capital growth, I’m really going to target a higher growth area”!

So, you can then see very quickly, it makes such a big difference just by having over those 15 years, just that little 3% per year difference in growth.

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