As investor ourselves, we understand how critical it is to have access to high quality information before making big financial decisions. This drives our commitment to providing detailed analysis of options to assist each and every client on their journey to financial freedom.
Each of our Services, Gold and Diamond includes your tailored Lending Assessment, current mortgage audit and recommendations along with additional resources and tools to assist you.
The Gold Package for a once of fee of $495 includes:
Advanced Lending Assessment
12mths access to Your Property Success Club. Access to 10 short property investing online video courses, Access to our amazing private Facebook community. Check out all the details here of this amazing Club (RRP $687pa) More details here http://yourpropertysuccess.com.au/l/ypsclub/
Access to the Your Property Success Monthly group mentoring call (RRP $97pm) and access to a backlog of over 4 years of Q&A calls
5 Property Valuation and Suburb reports from CoreLogic RPData
Formal annual review of your portfolio performance against your goals and loan review
For those with an Approval in Principal that typically lasts 3 months - we cover 3 months access to CoreLogic's RP Data Professional National search and valuation software (complete with tutorial videos) to assist you with your purchase (RRP $150pm)
Deal Analysis. Sometimes you just need an extra set of eyes to look over the property you want to purchase. Jane will review your property against your buying criteria (RRP $497)
Jane Slack-Smith is the Founder of Your Property Success and after more than 17 years of developing her own multi-million dollar portfolio, and teaching others to do the same she created an opportunity to share her knowledge and experience by creating on-line courses. These are specifically for investors.
Do you need more?
If you are an advance property investor and you need a higher level of personalised assistance there is a number of options available including our Suburb Selection Service (giving you laser focus on where to look for your next investment, yes we do all the research and show you which 3 suburbs and where in those suburbs to buy) or Property Selection Service where we engage a buyers agent, brief them and manage the entire process based on the Suburb Selection we come up with personalised for you. In addition mentoring is available however only to ten people a year. This involves one-on-one time with Jane Slack-Smith to work through your plan, and whatever your property investing needs require, as well as much more. This is by application only and if you need more information please contact email@example.com.
How it Works:
Once you decide which service level suits you, we will then give you immediate access to the courses and resources in the members area and of course we will send you a Fact Finder, along with a copy of our Privacy Statement and Credit Guide and an engagement letter. You return the signed fact finder, your budget, your last 3 payslips, the engagement letter completed with your preferred payment option. We will also need your authority to obtain your credit file as well (so there are no nasty surprises!).
Once payment is received we then have an experienced mortgage broker contact you and introduce themselves. They will clarify any queries they may have with your information as provided. You may want to meet with the mortgage broker, this can be arranged however most of our clients throughout Australia are keen on moving forward and often are comfortable to keep in contact using email, Skype, phone or fax. You can book in a time now to kick off that process https://calendly.com/icm-discovery-call/call
They will look at your current position, needs and your future plans. Then they will work with the lender products, services and policies and calculate the lending options that may suit your requirements. They will liaise with the lenders directly and the recommendations you receive will have been through a stringent process so that we know that (given the information you have provided) any loan structure recommended will be viewed favourably by them so there is little chance of a decline or any issues. This streamlines the entire process and is one of the reasons ICM do not have our loans declined!
You will receive a Personal Lending plan complete with lender recommendation if you have a current lender we will always include their product as a comparison. We will not refinance or move your loans if it is not necessary and your current lender is providing what you need to fit your long-term goals. You will receive this report by email and your broker will organise a time to discuss it with you and answer your questions.
Once the loan structure and product is decided, you will receive a Credit Product Disclosure document which highlights the specific loan details, monthly repayments and any fees and charges you will incur. We also send details on any commissions we receive as well as the Credit Quote detailing all costs, ie your package fee.
Then our loan support team will take over and send you your loan application with the lender of choice for you to check and sign. They will also make sure that you have provided all your supporting documents so that the application goes through seamlessly. You will expect to get updates every two days on your application and if you are purchasing and have a finance agreement then you will receive daily updates. Your mortgage broker and loan support officer will be available throughout the loan process to answer any questions, queries or concerns.
Know you are in good hands and we will be working in the background dealing directly with the lender, answering their questions, chasing your application to get approval in a timely manner, chasing valuations and mortgage insurers if required – so you don’t have too. We take the pain out of the process so you can concentrate on your new property and getting on with your life. We make sure that your loan settles on time.
Once your loan has settled we will provide you with information on the loan and keep you up to date with your loan and any relevant information.