Should I fix my loan

“The question around fixing really comes down to your personal circumstances.

For instance, if you’re planning to buy and hold and just keep the property and not do anything to it, then potentially, fixing it for a longer period of time is not a big deal.

If you’re going to sell in three years time and you fixed for five years, then that could be an economic break costs for you…

If it is a buy and hold, you’ll possibly find that the fixed rates are a bit lower even for extended periods. But if you don’t do anything with that property, access equity for any reason, or even sell it, the economic brake cost could be quite high…”

If you are interested in completing a self assessment whether you should fix or not download this ebook

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