“The question around fixing really comes down to your personal circumstances. For instance, if you're planning to buy and hold and just keep the...
We all know that we should be pre-approved before we go looking for property, however most lenders will require a new pre-approval within a certain timeframe and this could have huge implications on your credit file. So if you are not quite ready to start looking for a property then maybe having a personalised borrowing capacity is what you need now.
For more information on pre-approvals and what to do once you find a property then watch the videos below which will help you understand more about your Approval In Principal (AIP).
Firstly, should you actually get a pre-approval? Watch this quick video as it may not be what you should be doing.
So once you have a pre-approval what do you do next? This video explains what you need to consider, and I share some tips and resources on how to find the property to suit your needs.