Reasons to Own Property

There are many reasons to own property: You get more control and you build equity. You set the stage for an investment that will benefit you for years to come.

Buying can help you to achieve the freedom you’re dreaming of. Having property allows you to stash it and get on with life.

All the while, it grows in value, gaining you the financial security you deserve.

With our help, you can make the most of your savings. We’ll help you buy your first property in one year and be out of it in two. Well not out of it completely.. You just turn it into an investment property and you can live and rent where you want to – a true rentvestor like I was for 5 years.

You’ll be on the property ladder and have an investment property that generates income.

Are you ready to step out of your day to day hum drum and into a productive new future on your terms?

Then contact Investors Choice Mortgages today to find out what you need to do to get yourself in a position to borrow the capital you need to buy your first property.

Investors Choice Mortgages can help you get yourself setup to be in the fortunate position to qualify for this initiative. Make a time to discuss your options with our dedicated team today, just book a time here for your complimentary call https://calendly.com/icm-discovery-call/fhb

Benefits of Buying Over Renting

Did you know that 30% of Australians rent property? After a few difficult years, property prices are finally back to the same level it was at in 2016. 

With so many struggling to afford to buy, now is the perfect time for you to get on the ladder firstly as a home owner and then an investor.

We know there are benefits of buying over renting. Here are three:

1. You build equity – If you buy in an area that is growing in value, then you are building equity in your property. When the time is right, you can access this equity for other major purchases, like your dream home, or the next investment property
2. Your capital grows – Over the long term, your property will grow in value, if you buy in the right location with all the right fundamentals for growth. The key is to buy in the right location at the right time.
3. You have control – Anyone who’s rented before knows how restrictive it can be. You should have the freedom to do what you want in your own home.

However what if you can buy and stash that property away whilst you get on with life and live where you want? It is a novel concept and not one that is common but it can escalate your ability to achieve your financial goals.

Investors Choice Mortgages can show you how to be a homeowner in one year and an investor in two. How?We will teach you, but it involves buying your home, accessing all the grants and discounts you can and then turning that into an investment property. Not only do you have a home (you can fall back on in the future) but you can make it an investment property in the interim and live where you want. The best of both worlds. 

If you would like to learn more about the Framework to become a ‘rentvestor’ then visit our Facebook Group where we teach each of the steps to get you to Your Property Success. https://www.facebook.com/groups/firsthomefirstinvestment/

 

Benefits of Buying Property

Many Australians avoid buying property.  People believe that they simply can’t afford to buy. Instead, they rent property just to live in the location of their dreams.

While renting may be cheaper in the short term, it gives you less control over your life and your finances.

Every dollar that you spend on rent is a dollar that’s going into the pocket of somebody else.

It’s dead money. Once you’ve spent it, there’s no getting it back. But if you own your own property, you’re building equity. 

Every mortgage payment that goes into the house gives you a little extra to work with. You keep more of the money that you spend. 

Plus, you have the option to release that equity so that you can use it to fund other purchases.

Buying gives you stability. 

You own the property, so you’re not living based on somebody else’s rules or time frames.

Investors Choice Mortgages offers a five-step framework to help you turn the tables and become an investor yourself.

With us, you can find and buy the ideal first property in six months to one year (depending on the State or Territory). 

If you would like to learn more about the Framework visit our Facebook Group where we teach each of the steps to get you to Your Property Success. https://www.facebook.com/groups/firsthomefirstinvestment/

 

Explaining Rentvesting

Property price declines and the upcoming First Home Loan Deposit Scheme have made it a little easier to afford your first property. 

Investors Choice Mortgages provides a framework to show you how to turn your first property into an investment property within two years.

The traditional way to enter property investing is to buy a home for yourself and then wait until it grows in value and only then, consider buying an investment property.

But rentvesting revolutionises the concept. 

Rentvensting is when you rent a property in the location where you want to live. Then, you buy an investment property in a more affordable location and take on a tenant.

You can use the income from the tenants to pay for the property you bought. So you get the best of both worlds, live where you want, and have a property growing in value to help you secure your future financial goals.

Over time, you build equity and save money until you’re ready to add to your portfolio (or buy a home). 

The great thing about rentvesting is that it nets you an investment property while you still get to live where you want. 

At Investors Choice Mortgages, we can help to find other ways to invest quickly. 

Investors Choice Mortgages can help you get yourself setup to be in the fortunate position to qualify for this initiative. Make a time to discuss your options with our dedicated team today, just book a time here for your complimentary call https://calendly.com/icm-discovery-call/fhb

 

Saving on Property Fees

Thanks to the First Home Loan Deposit Scheme (FHLDS), more people will be able to afford their first property from January 2020. 

And we can help you turn that property into an investment property and start building your portfolio.

The FHLDS will help you to avoid Lender’s Mortgage Insurance (LMI). This will already save you well over $10,000. 

But there are other ways to save even more on property costs. Stamp duty is one such example. 

Thankfully, several States offer stamp duty concessions that can save you thousands of dollars. On average saving an additional $12,000.

The combined savings means you may need less money than you thought to get into your first home. 

Keeping as much money as possible in your pocket when you’re buying a property will help when it comes to making a mortgage application. 

If you would like to learn more about the Grants and Concessions you can claim then download a copy of the “Australian Guide to First Home Buyers Grants” and details on the new scheme then download the Guide here http://firsthousebuyer.com.au/