Investor’s Blog - InvestorsChoice

How Does the First Time Home Buyer Mortgage Process Actually Work?

by Investors Choice
| May 23, 2026 |
Blog

The first time home buyer mortgage process follows six clear steps: sort your finances, save a deposit, speak to a mortgage broker, secure pre-approva...

Are Mortgage Calculators Accurate?

by Investors Choice
| May 23, 2026 |
Blog

Most Australians start their property journey on an online mortgage calculator. The maths it returns is genuinely correct for what it calculates ̵...

How Much Mortgage Can I Afford Based on My Salary?

by Investors Choice
| May 23, 2026 |
Blog

Most people searching this question already have a number in their head. Maybe a friend mentioned what their bank approved them for, or they plugged f...

Is It Risky to Use Your Home as a Bank?

by Investors Choice
| May 23, 2026 |
Blog

Using your home as a bank is not inherently risky – but the risks of using home equity are real, and they are almost entirely determined by how ...

HELOC vs Reverse Mortgage vs Downsizing: Which Is the Smartest Way to Access Your Home Equity?

by Investors Choice
| May 23, 2026 |
Blog

If you have spent decades paying down your home and watching its value climb, you are sitting on one of the most powerful financial assets in Australi...

How to Get Cash From Home Equity

by Investors Choice
| May 23, 2026 |
Blog

For most Australian homeowners, the best way to get cash from home equity is through a line of credit, a top-up (equity release) home loan, or a cash-...

How Much Mortgage Savings Buffer Do You Really Need If Interest Rates Rise Again?

by Investors Choice
| May 23, 2026 |
Blog

Most Australian homeowners and property investors know they should have a buffer. But knowing you need one and understanding exactly how much – ...

Why Are Interest Rates Rising – and Who Will It Hit Hardest?

by Investors Choice
| May 21, 2026 |
Blog

If you have a variable rate mortgage right now, you already feel it. Each time the Reserve Bank of Australia moves the cash rate, your repayments shif...

What Are the True Costs of Consolidating Debt Into Your Home Loan?

by Investors Choice
| May 21, 2026 |
Blog

Consolidating credit card and personal debt into your home loan can genuinely reduce your monthly repayments – sometimes by hundreds of dollars ...

BLOGS

How Does the First Time Home Buyer Mortgage Process Actually Work?

How Does the First Time Home Buyer Mortgage Process Actually Work?

Are Mortgage Calculators Accurate?

Are Mortgage Calculators Accurate?

How Much Mortgage Can I Afford Based on My Salary?

How Much Mortgage Can I Afford Based on My Salary?

Is It Risky to Use Your Home as a Bank?

Is It Risky to Use Your Home as a Bank?

HELOC vs Reverse Mortgage vs Downsizing: Which Is the Smartest Way to Access Your Home Equity?

HELOC vs Reverse Mortgage vs Downsizing: Which Is the Smartest Way to Access Your Home Equity?

How to Get Cash From Home Equity

How to Get Cash From Home Equity

How Much Mortgage Savings Buffer Do You Really Need If Interest Rates Rise Again?

How Much Mortgage Savings Buffer Do You Really Need If Interest Rates Rise Again?

Why Are Interest Rates Rising – and Who Will It Hit Hardest?

Why Are Interest Rates Rising – and Who Will It Hit Hardest?

What Are the True Costs of Consolidating Debt Into Your Home Loan?

What Are the True Costs of Consolidating Debt Into Your Home Loan?