Strategies to Improve Your Borrowing Capacity for Property Investment
Hitting your borrowing capacity can feel like watching your property investment dreams slip away, but there are multiple proven strategies you...
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How to Use Offset Accounts to Save Thousands on Your Mortgage
Offset accounts represent one of Australia's most powerful yet underutilised mortgage tools, capable of saving property investors and homeowners...
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How the RBA Impacts Variable Mortgage Rates
Key Takeaways The RBA cash rate directly controls how banks price variable mortgage rates through a three-step transmission process When...
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Regional vs Metropolitan Property Investment: Which is Right for You?
Key Takeaways Regional properties in Australia typically offer higher rental yields (around 5-7%) compared to metropolitan areas (3-4%),...
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Should I Fix My Home Loan Rate After CommBank’s Latest Move?
Key Takeaways CommBank raised fixed home loan rates in January 2026, anticipating potential RBA rate hikes. Banks typically adjust fixed...
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